| Some companies require that. It's a PITA and costly. Typically every other year. I provided receipts for parts totalling more than 30k ... links to the autotrader ad's and loads of photos. Being underwrtten by Hagerty I'm sure they're legit. I haven't had to make any claims but the replacement value is very clearly written in my policy. The broker was great to deal with and they have Road Side Assistance with a guaranteed flat bed (no need to ask for one) should I need a tow. Unlimited for all my vehicles (upto 125 miles per tow). So far they've been Great! Hopefully I'll never need to make a claim.
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